Terms of Service

Last updated: 7/25/2025

1. Introduction

Welcome to Frugency! These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our service, you agree to be bound by these Terms.

2. Our Service

Frugency provides a financial tracking application designed to help users manage their savings, monitor spending, and participate in a digital ecosystem. The service is provided on an "as is" and "as available" basis.

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our service.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Frugency and its licensors.

5. Limitation of Liability

In no event shall Frugency, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which the company is based, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide at least 30 days' notice prior to any new terms taking effect.

8. Contact Us

If you have any questions about these Terms, please contact us.